Looking for equipment finance in Western Sydney? From work utes and excavators to coffee machines and commercial kitchens, we help tradies and business owners finance the equipment they need, comparing 30+ lenders to find the right structure.Â
The right equipment helps you win more work, but paying for it upfront can leave your business short on cash. Equipment finance spreads the cost over time, so you can keep working capital for wages, materials and the unexpected. At LL Global Group, we help tradies, contractors and business owners finance vehicles, machinery, tools and technology, comparing options across 30+ lenders to find a structure that suits your business.
The main difference between structures is ownership. A chattel mortgage gives you ownership straight away. With hire purchase, the lender owns the asset until the final payment transfers ownership, and with a finance lease the lender owns it throughout the term. Each structure affects your repayments, end-of-term options and tax treatment, and we explain them in plain English so you can choose with confidence.
Equipment finance is secured by the asset you’re buying, which can mean a lower cost than unsecured finance. A business loan suits general cash flow, such as wages, stock or marketing. If you need both, we can look at each.
A balloon payment can reduce your repayments during the term but leaves a lump sum at the end. Fees, the age of the equipment and your deposit can also change the total cost. How GST, depreciation and deductions apply depends on your structure and your business, so please speak with your accountant before you sign. We work alongside them to make sure the finance fits.
Why Choose LL Global Group for Your Equipment Finance?
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Practical finance advice for tradies and business owners across Western Sydney.
Compare a range of loan options.
Benefit from our industry experience.
We explain ownership, repayments and end-of-term choices.
Get help throughout the application process.
Repayments planned around how your business earns.
We coordinate on the finance side.
Help when you need your next piece of equipment.
Talk to our team to find out how we can help you get the equipment your business needs, from your first enquiry to settlement and beyond.
Here is what we look at when finding the right fit for your equipment.
You own the equipment from day one, with the lender holding security over it.
Ownership passes to you after the final payment.
The lender owns the equipment while you use it and make lease payments.
Use equipment for a set term without owning it.
Lower repayments during the term, with a lump sum at the end.
Finance for new or used assets, subject to lender age limits.
Utes, trucks, excavators, forklifts, kitchen and medical equipment and more.
Features vary between lenders and products. We help you choose what fits your business.
Requirements vary by lender and asset.
Your business is registered and operating in Australia.
Many lenders prefer an established business, though some consider newer ones.
The type, age and condition of the asset must meet the lender's policy.
Income or cash flow that shows you can meet repayments.
A satisfactory record for the business and its directors.
Some deals need one and some don't.
Directors must be at least 18 years old.
Talk to our team to find out how we can help you get the equipment your business needs, from your first enquiry to settlement and beyond.
Having these ready helps us compare lenders and keep your application moving.
Australian driver's licence, passport, or other accepted identification.
From the supplier, dealer or seller.
Usually the last 3 to 6 months.
Depending on the size of the loan.
A summary of what you own and owe.
For any current loans or leases.
Proof of your deposit, if one is required.
Company or trust documents, if applicable.
Not sure what applies to you? Our team will tell you exactly what to gather.
Ready to get the equipment your business needs? Book a free, no-obligation consultation with Ricky and the team. Visit us at B6/406 Marion St, Condell Park, or call us Mon-Sat, 7:00am-5:00pm.
It comes down to ownership. With a chattel mortgage, you own the equipment from the start. With hire purchase, you own it after the final payment. With a lease, the lender owns it throughout. Each affects your repayments and tax treatment, so we compare them for you.
Not always. It depends on the lender, the equipment and your business. Some deals need no deposit, while others do. We’ll tell you what to expect before you apply.
It is a lump sum paid at the end of the term. It reduces your repayments during the term but leaves a payment due at the end. We help you decide if it suits your cash flow.
Often yes, subject to the lender’s rules on the age and type of the asset. Private sales may need extra checks. Tell us what you are buying and we will check which lenders can help.
Often yes, but early repayment or break fees may apply, depending on the lender and structure.
It depends on the lender, the asset and how quickly your documents are provided. We’ll tell you what’s realistic, and we never guarantee approval.
