Buying your first home is exciting, but the process can feel overwhelming. We explain every step, compare loans from a wide lender network, and help you use the government support available to you so that you can buy with confidence.
Saving a deposit is only the first hurdle. You also need to understand how much you can borrow, which loan suits your budget, and which government schemes you may qualify for. Getting it wrong can cost you thousands.
At LL Global Group, We compare loans from our lender panel to find one that suits you. We take the time to understand your income, savings and goals, then compare options from our lender panel to find a loan that fits your situation. We keep the process simple and explain everything, so you always know where you stand.
Whether you’re saving for a 5% deposit, buying with a partner or family member, or building your first home, we’ll help you plan your path to the front door.
Many first home buyers aren’t sure where to begin. How much can I borrow? Do I need a 20% deposit? What are the extra costs beyond the purchase price? We answer these questions early, so you can search for a property with a clear budget and no surprises. We look at your whole financial picture, including your savings, income, living expenses and existing debts, and help you understand what a lender will assess before you apply.
 Personalised Support at Every Stage
Finding the right home loan can be challenging. LL Global Group makes the process easier with personalised guidance and practical support.
Buy sooner with a smaller deposit, subject to lender and scheme criteria.
We help you understand the 5% Deposit Scheme, Help to Buy, the First Home Super Saver Scheme and NSW first home buyer concessions.
Know your budget before you start house hunting and bid with confidence.
We explain when LMI applies and the options that may reduce or avoid it.
Choose the repayment structure that matches your budget and risk comfort.
Save interest and keep flexibility as your savings grow.
Options for couples, family members or friends buying together.
We guide you through every stage of the home loan process, from your first consultation to settlement and beyond.
Eligibility criteria, price caps and requirements vary between lenders and government schemes. Contact our team to discuss your situation.
Ready to buy your first home? Book a free, no-obligation consultation with Ricky and the team. Visit us at B6/406 Marion St, Condell Park, or call us Mon-Sat, 7:00am-5:00pm.
LMI is a one-off cost that protects the lender if you borrow more than 80% of the property’s value. It can be significant, so we’ll show you ways to reduce or avoid it.
Yes. Pre-approval gives you a clear budget and shows sellers and agents you’re a serious buyer. It’s not a final approval, so we’ll explain what conditions still apply.
Yes. Many first home buyers purchase together. We’ll help you choose the right ownership and loan structure for everyone involved.
Common costs include stamp duty (unless exempt or concessional), legal and conveyancing fees, building and pest inspections, lender fees and moving costs. We’ll help you plan for these upfront.
Our consultation is free. In most cases, we’re paid a commission by the lender, and we’ll always explain any costs upfront.
